Terms of Service

1. Acceptance of Terms

By accessing or using CheckMyOverpay.com ("the Site"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use the Site.

2. Use of the Service

CheckMyOverpay provides a free informational comparison tool. The results are estimates based on publicly available data and should not be relied upon as professional financial, insurance, or legal advice. Always verify information directly with your service provider before making any decisions.

You may not:

• Use automated systems or bots to access the Site.
• Attempt to interfere with the Site's security or functionality.
• Use the Site for any illegal purpose.
• Reproduce, duplicate, or copy any portion of the Site without permission.

3. Accuracy of Information

We strive to provide accurate and up-to-date state average data, but we make no warranties or representations about the accuracy, completeness, or reliability of any information on the Site. State averages are approximate and based on publicly available data from government reports and industry studies.

4. Affiliate Relationships

Some links on this Site are affiliate links. We may earn a commission when you click a link and complete a transaction with one of our partners. This compensation never influences our comparison results. We only recommend services we believe may help you save money.

5. Intellectual Property

All content on this Site, including text, graphics, logos, and software, is the property of CheckMyOverpay or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce or distribute this content without our written permission.

6. Limitation of Liability

To the fullest extent permitted by law, CheckMyOverpay shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site or its content. You use this Site and its tools at your own risk.

7. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of those sites. Visiting third-party links is at your own risk.

8. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date at the top. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

9. Governing Law

These Terms are governed by the laws of the United States. Any disputes shall be subject to the exclusive jurisdiction of the courts located in the United States.