Our Story
We got tired of being quietly overcharged.
So we built this.
CheckMyOverpay started with a simple question: "Is everyone else paying this much, or just me?"
Turns out, most people have no idea. And the companies charging you are counting on that.
It started when one of us got a car insurance renewal notice. The rate had gone up — again — with no explanation. After 20 minutes of Googling, we still had no idea if $194/month was normal for our state or if we were being taken for a ride.
Every comparison site we found either wanted our email, tried to sell us something immediately, or buried the actual numbers under a wall of ads. None of them just told us the truth straight up.
So we built CheckMyOverpay. Enter what you pay, see how it compares. No account. No email. No agenda. Just your number versus everyone else's.
Why we built this
Insurance companies, ISPs, and wireless carriers make billions from people who never check their rates. We wanted to make checking take 10 seconds, not 10 minutes.
Where the data comes from
Our state averages are based on publicly available data from government reports, industry studies, and consumer surveys (NAIC, FCC, BroadbandNow). We update them regularly. Results are estimates — always compare directly before switching.
Your privacy
No account. No email. No personal data collected. We don't know who you are and we don't want to. What you enter stays in your browser and goes nowhere. Read our Privacy Policy for the full picture.
How we keep the lights on
CheckMyOverpay is free. We earn a small commission when you click a partner link and sign up. This never changes your results — we show you accurate data regardless. We also display standard ads, clearly marked.
“We're not a big company. We're not backed by an insurance conglomerate. We built this because we wanted it to exist — and because the alternative was another comparison site designed to sell you something rather than tell you something.”
— The CheckMyOverpay team
Get in touch
Found a data error? Have a suggestion? Just want to say hi? We read every message.
hello@checkmyoverpay.com →Ready to see your number?
Takes 10 seconds. No account needed. No email. Just the truth.